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How to budget when your adult child moves back home

Adult children moving back home isn’t just a trend—it’s quickly becoming the norm. While the cost of living continues to climb across Canada, many Gen Z and millennial Canadians are packing up their apartments and returning to the nest as “boomerang kids.”
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How much debt is 'normal' for your age?

Different life stages, like being a student, buying a house, or retiring, may mean taking on debt. Knowing where you stand financially can help you decide where to go next on your financial journey. See if your debt is 'normal' for your age.
Woman on a budget friendly vacation seated on the hood of a car looking at a map

How to plan a vacation on a budget

Going on vacation is fun, arriving home with a large credit card bill isn’t. To help you avoid overspending and going into debt, check out our complete guide to budgeting for your next vacation.
Person standing on the road with a smiley face painted on it, symbolizing the joy of debt relief

5 ways to pay off debt fast

We’ve pulled together 6 of our best strategies that can get you out of debt and back to being you.
Person holding calculator while creating a basic budget

How to make a basic budget—and stick to it

When it comes to making a budget, many people don’t know where to begin. We’ve outlined three simple steps to create a basic budget that will help get your finances in order.
Person holding shopping bags after splurging on a sale

Which spending personality are you?

Have you ever set a financial goal only to let old spending habits take over? Discover your spending personality type to see how you could be held back financially.
Two hands holding a yellow piggy bank, symbolizing the importance of financial goal setting

Financial goal setting: 7 realistic examples you can achieve

Setting achievable financial goals gives you a sense of direction, helps guide decision-making, and is a source of motivation.

Latest articles

Person packing a box for moving

How to budget when your adult child moves back home

Adult children moving back home isn’t just a trend—it’s quickly becoming the norm. While the cost of living continues to climb across Canada, many Gen Z and millennial Canadians are packing up their apartments and returning to the nest as “boomerang kids.”
Person looking down at bills with head in hand, surrounded by paperwork and an open laptop.

What happens if you don’t pay your utility bills in Canada?

If you’re worried about unpaid electricity, heating, or water bills, you’re not alone. But disconnection isn’t immediate, and you usually have options to protect your service while you get back on track.
An older aged couple sitting together on the couch looking at their laptop and phone

How to plan a debt free retirement

Retirement should feel like a reward, not something to stress about. But with the cost of living rising across Canada, more people are tapping into retirement income earlier than planned. A comfortable, debt-free retirement is still possible with the right mix of planning, realistic expectations, and support when you need it.
A couple sits at a table reviewing bills and using a calculator, appearing stressed while looking over financial documents.

What are the risks of instant loans in Canada?

When an unexpected bill pops up or your bank balance hits an uncomfortable low, fast‑cash lenders can seem like a lifeline. Understanding how these quick loans work, and the risks hiding behind the “instant” label, can help you make choices that protect your financial health.
Photo of parents and adult daughter hugging and smiling.

Family finance: The emotional cost of financially supporting family

With rising costs, increased debt loads, and tighter budgets, many Canadians turn to family for support. But money can also strain relationships, create pressure, and sometimes lead to debt on both sides of the conversation.
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