Budgeting

As dating evolves into a partnership, it’s crucial to tackle meaningful—and sometimes difficult—conversations. One of the most important—yet often avoided—conversations is the “money talk.”

We've all been told to save for a "rainy day", but many Canadians won’t have money left over at the end of today. In 2024, 66% of Canadians had to cut back on saving to cover the high cost of living. So, if that’s the reality, why should Canadian's set money aside for a rainy day when they’re still in the middle of the storm?

From negotiations to the picket line, a strike makes your day-to-day schedule—and your finances—unpredictable. Whether you’re part of a public service, private, or trade union, we’ve addressed four common financial concerns you might have while on strike.

Student loans don't always cover the entire cost of advanced degrees like law school, medical school, or veterinary college. While student lines of credit may provide students with the financial support required to complete thes professional degrees, this type of debt has unique risks compared to government student loans.

Are you worried about an upcoming mortgage renewal? You’re not alone. Interest rates in Canada are significantly higher than 2020 and expected to remain so, meaning homeowners with mortgage renewals could see their monthly payments increase by $400+. If you’re struggling to afford your mortgage payments, you should look into the following six options:

The Bank of Canada predicts that Canadians with existing mortgages could see a 20-40% increase in their monthly payments when it comes time to renew. See our five tips to help manage your mortgage when it's up for renewal.

One of our trustee’s put herself in the shoes of Canadian seniors to understand the financial challenges they face living on a fixed income. Here’s how it went.

Rising costs are taking a toll on nearly all Canadians. However, the impact is felt more acutely by low-income households and those carrying debt. See our insights on how Canadians are coping. 

If you've recently experienced unemployment and are wondering what’s next for you financially, we’ve created a guide to managing your finances as newly unemployed.

We’ve created three simple steps to help you feel prepared and flexible as you plan for your child’s arrival and create your baby budget.

Consider these four pet-related expenses ahead of time so you can focus on bringing home your new pet and not new debt.

Going on vacation is fun, arriving home with a large credit card bill isn’t. To help you avoid overspending and going into debt, check out our complete guide to budgeting for your next vacation.

The benefits of holding a family finance meeting—finding new budgeting strategies, ways to cut unnecessary expenses, reducing financial stress—are countless and the results might surprise you.

Just because you’re carrying debt into retirement doesn’t mean it’s too late to regain control and find financial freedom.

When it comes to making a budget, many people don’t know where to begin. We’ve outlined three simple steps to create a basic budget that will help get your finances in order.