Debt solutions
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What assets can I keep in Bankruptcy?
When you declare bankruptcy in Canada, you can keep some assets, like your home or vehicle, based on your province. Discover the full list of exempt assets for each province.
How long does bankruptcy last in Canada?
There's a lot of misconceptions around how long bankruptcy lasts in Canada. While some rumors say it can last up to seven years, that's false. In Canada, a first time bankruptcy can be completed in as little as nine months. Learn how long bankruptcies last and what it means to be discharged from bankruptcy in the below article.
Wage garnishment: How it works and what you can do
If you or someone you know is facing wage garnishment, check out these 7 questions to stay informed and prepared.
Should I use my RRSP to pay off my debts?
If you’re thinking about withdrawing from your RRSP to pay off debt, make sure you consider the consequences before deciding to dip into your retirement savings.
Can I get a mortgage after filing a bankruptcy or consumer proposal?
For many Canadians, buying a home is a major financial goal. This goal may seem challenging for various reasons, but having filed a consumer proposal or bankruptcy shouldn’t be one.
How to deal with debt collectors and stop collection calls
Calls from debt collectors can be stressful. But this doesn’t have to be the case – understanding the steps to take and available support can help end collection calls for good.
5 ways to pay off debt fast
We’ve pulled together 6 of our best strategies that can get you out of debt and back to being you.
What happens when you meet with a Licensed Insolvency Trustee?
Are you considering booking a free consultation with a Licensed Insolvency Trustee, but aren’t sure what to expect? We explain the process.
Consolidation loan vs. consumer proposal: What’s the difference?
Debt consolidation and consumer proposals are both options to consolidate most debt payments. Learn how each works.
The reality of personal bankruptcy: What to know and expect
If you’re wondering if bankruptcy is the right debt solution for you, this article can help you understand the process and considerations.
How to get out of payday loan debt
To quickly make ends meet, many turn to payday loans, but be cautious, as payday loans can seriously impact your finances. Learn how to get out of payday loan debt.
Income tax debt relief
If you have outstanding income tax debt with the CRA, you should deal with it sooner than later. Options are available to help you overcome income tax debt.
I can’t pay off my credit card balance. What are my options?
Credit card debt can be expensive to manage. In this article, we provide answers to some of the most common questions we’re asked about credit card debt.
Student loan debt relief: What’s available and who's eligible
Overwhelming student loan debt doesn’t have to hold you back from moving forward. We break down the options available to tackle student debt.
Why are consumer proposals becoming the more attractive option for debt relief?
A consumer proposal is an offer to your creditors to repay a portion of the debt you owe. Learn how it could help you get your finances on track.
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