Debt solutions
13
articles
![Person holding past due bill that has led to wage garnishment](https://pr-assets.gtdebtsolutions.com/craftcmsimages/Article-imagery/Web-image-square/_articleThumbMedium/6361/What-is-wage-garnishment-and-how-can-you-stop-it.webp)
Wage garnishment: How it works and what you can do
If you or someone you know is facing wage garnishment, check out these 7 questions to stay informed and prepared.
![Man seated at computer contemplating using RRSP to pay off debt](https://pr-assets.gtdebtsolutions.com/craftcmsimages/Article-imagery/Web-image-square/_articleThumbMedium/6386/should-I-use-my-RRSP-to-pay-off-debt.webp)
Should I use my RRSP to pay off my debts?
If you’re thinking about withdrawing from your RRSP to pay off debt, make sure you consider the consequences before deciding to dip into your retirement savings.
![Man and woman unpacking moving boxes into new home](https://pr-assets.gtdebtsolutions.com/craftcmsimages/Article-imagery/Web-image-square/_articleThumbMedium/6414/Can-I-get-a-mortgage-after-filing-a-bankruptcy-or-consumer-proposal.jpg.webp)
Can I get a mortgage after filing a bankruptcy or consumer proposal?
For many Canadians, buying a home is a major financial goal. This goal may seem challenging for various reasons, but having filed a consumer proposal or bankruptcy shouldn’t be one.
![Woman nervously looking at phone receiving a collection call](https://pr-assets.gtdebtsolutions.com/craftcmsimages/Article-imagery/Web-image-square/_articleThumbMedium/6425/How-to-deal-with-debt-collectors-and-stop-collection-calls-and-action.webp)
How to deal with debt collectors and stop collection calls
Calls from debt collectors can be stressful. But this doesn’t have to be the case – understanding the steps to take and available support can help end collection calls for good.
![Person standing on the road with a smiley face painted on it, symbolizing the joy of debt relief](https://pr-assets.gtdebtsolutions.com/craftcmsimages/Article-imagery/Web-image-square/_articleThumbMedium/6430/5-strategies-to-pay-off-debt-fast.webp)
5 ways to pay off debt fast
We’ve pulled together 6 of our best strategies that can get you out of debt and back to being you.
![Woman meeting with a Licensed Insolvency Trustee for a free consultation](https://pr-assets.gtdebtsolutions.com/craftcmsimages/Article-imagery/Web-image-square/_articleThumbMedium/6471/what-happens-when-you-meet-with-a-licensed-insolvency-trustee.jpg.webp)
What happens when you meet with a Licensed Insolvency Trustee?
Are you considering booking a free consultation with a Licensed Insolvency Trustee, but aren’t sure what to expect? We explain the process.
![Person holding a pen drawing a large dollar sign on a piece of paper](https://pr-assets.gtdebtsolutions.com/craftcmsimages/Article-imagery/Web-image-square/_articleThumbMedium/6519/whats-the-difference-between-a-consolidation-loan-and-a-consumer-proposal.jpg.webp)
Consolidation loan vs. consumer proposal: What’s the difference?
Debt consolidation and consumer proposals are both options to consolidate most debt payments. Learn how each works.
![Man seated at a desk contemplating filing personal bankruptcy](https://pr-assets.gtdebtsolutions.com/craftcmsimages/Article-imagery/Web-image-square/_articleThumbMedium/6523/The-reality-of-bankruptcy.webp)
The reality of personal bankruptcy: What to know and expect
If you’re wondering if bankruptcy is the right debt solution for you, this article can help you understand the process and considerations.
![Person hands pen to someone who is dealing with payday loan debt](https://pr-assets.gtdebtsolutions.com/craftcmsimages/Article-imagery/Web-image-square/_articleThumbMedium/6533/How-to-escape-the-cycle-of-payday-loan-debt.webp)
How to get out of payday loan debt
To quickly make ends meet, many turn to payday loans, but be cautious, as payday loans can seriously impact your finances. Learn how to get out of payday loan debt.
![Couple with tax debt looking at a letter from the CRA indicating their amount owing](https://pr-assets.gtdebtsolutions.com/craftcmsimages/Article-imagery/Web-image-square/_articleThumbMedium/6540/Income-tax-debt-relief-in-Canada.webp)
Income tax debt relief
If you have outstanding income tax debt with the CRA, you should deal with it sooner than later. Options are available to help you overcome income tax debt.
![Person holding a yellow card seeking solutions to deal with a credit card balance they can't pay off](https://pr-assets.gtdebtsolutions.com/craftcmsimages/Article-imagery/Web-image-square/_articleThumbMedium/6547/What-do-I-do-if-I-cant-pay-off-my-credit-card-balance.webp)
I can’t pay off my credit card balance. What are my options?
Credit card debt can be expensive to manage. In this article, we provide answers to some of the most common questions we’re asked about credit card debt.
![Female student seated at a desk with a laptop](https://pr-assets.gtdebtsolutions.com/craftcmsimages/Article-imagery/Web-image-square/_articleThumbMedium/6600/Student-loan-debt-relief-in-Canada-whats-available-and-whos-eligible.jpg.webp)
Student loan debt relief: What’s available and who's eligible
Overwhelming student loan debt doesn’t have to hold you back from moving forward. We break down the options available to tackle student debt.
![Man seated at a desk contemplating filing a consumer proposal](https://pr-assets.gtdebtsolutions.com/craftcmsimages/Article-imagery/Web-image-square/_articleThumbMedium/6614/why-consumer-proposals-are-becoming-the-more-attractive-option-in-canada.webp)
Why are consumer proposals becoming the more attractive option for debt relief?
A consumer proposal is an offer to your creditors to repay a portion of the debt you owe. Learn how it could help you get your finances on track.
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