Debt relief in Ontario

Explore your debt relief options in Ontario, Canada.

Find an office near you.

A graphic that includes an image of a lake and forest during fall in Ontario, and an image of downtown Toronto featuring the CN tower at night.
Mean appearing on the screen of a laptop screen explaining the benefits of filing a consumer proposal

Grant Thornton offers Ontarians judgment-free solutions to their debt.

As Licensed Insolvency Trustees and debt solutions professionals in Ontario, we’re regulated by the federal government, meaning we’re the only professionals authorized to offer debt repayment solutions, like consumer proposals and bankruptcy. We provide free, no obligation consultations to help get you back on track with your finances. Book yours today!

Consumer proposals in Ontario.

Consumer proposals are becoming one of the most popular debt management solutions for Ontarians struggling with debt. As an alternative to bankruptcy, a consumer proposal is a legally binding repayment agreement between you and your creditors. A Licensed Insolvency Trustee will negotiate on your behalf to settle your unsecured debt (credit cards, income tax debt, payday loans, etc.) into a single, interest-free payment.

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Filing for bankruptcy in Ontario.

Personal bankruptcy is a common debt solution that allows you to clear almost all your debt, including income tax debt, credit card debt, overdue utility bills, lines of credit, and loans. Before you decide to file for bankruptcy, it’s important to consider all other debt repayment options. Your Licensed Insolvency Trustee (LIT) will help you decide if declaring bankruptcy is the best choice for you.

Other debt relief options available in Ontario.

  • Credit counselling: Credit counselling is a nonprofit service that helps Ontarians who are struggling with their finances. Your credit counsellor can help you with budgeting, financial literacy or managing debt payments through a debt management or settlement plan.
  • Debt consolidation: Debt consolidation loans are offered by lenders like banks and combine some or all your debt into a single monthly payment. Aside from reducing your number of bills, debt consolidation loans can also offer a lower interest rate.

Our Licensed Insolvency Trustees for Ontario

Trusted, regulated, and knowledgeable debt solutions professionals ready to help.

We’re proud to be in the following Ontario communities:

We're able to service all of Ontario via phone or video call. If you don't see your city below, we may still be able to help. Book your free consultation to learn more.

Ajax

144 Old Kingston Road, Suite 4

Alliston

22 Paris Street (New Tecumseth)

Barrie

85 Bayfield Street, Suite 400

Collingwood

1 Hume Street, Suite 5

Dryden

  • We're pleased to offer virtual services to residents of Dryden.
  • Please call 1 (807) 223-5895 for appointment availability.

Fort Frances

  • We're pleased to offer virtual services to residents of Fort Frances.
  • Please call 1 (807) 274-8321 for appointment availability.

London

145 Wharncliffe Road South (Manor Park)

Mississauga

201 City Centre Drive, Suite 501

New Liskeard

17 Wellington Street

North Bay

222 McIntyre Street West, Suite 400

Port Colborne

222 Catharine Street, Suite B

St. Catharines

80 King Street, Suite 200

Thunder Bay

979 Alloy Drive, 3rd Floor

Toronto

200 King Street West, 11th Floor

Waterloo

60 Bathurst Drive, Suite 6

Windsor

2510 Ouellette Avenue, Suite 203

Take the first step to debt freedom

Speak to one of our debt solutions professionals during a free, no-obligation consultation.

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