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Explore your debt relief options in Ontario, Canada. Find an office near you.
As Licensed Insolvency Trustees and debt solutions professionals in Ontario, we’re regulated by the federal government, meaning we’re the only professionals authorized to offer debt repayment solutions, like consumer proposals and bankruptcy. We provide free, no obligation consultations to help get you back on track with your finances. Book yours today!
Consumer proposals are becoming one of the most popular debt management solutions for Ontarians struggling with debt. As an alternative to bankruptcy, a consumer proposal is a legally binding repayment agreement between you and your creditors. A Licensed Insolvency Trustee will negotiate on your behalf to settle your unsecured debt (credit cards, income tax debt, payday loans, etc.) into a single, interest-free payment.
Personal bankruptcy is a common debt solution that allows you to clear almost all your debt, including income tax debt, credit card debt, overdue utility bills, lines of credit, and loans. Before you decide to file for bankruptcy, it’s important to consider all other debt repayment options. Your Licensed Insolvency Trustee (LIT) will help you decide if declaring bankruptcy is the best choice for you.
In all provinces and territories, you can generally keep essential items up to a certain value—like necessary clothing and household goods, most retirement savings, Registered Disability savings plans, and most life insurance policies and pension plans. Learn more detailed information about what assets you can keep in your province.
Exemptions specific to Ontario include:
Please note these services are not offered by Licensed Insolvency Trustees.
Trusted, regulated, and knowledgeable debt solutions professionals ready to help.
We're able to service all of Ontario via phone or video call. If you don't see your city below, we may still be able to help. Book your free consultation to learn more.
144 Old Kingston Road, Suite 4
22 Paris Street (New Tecumseth)
85 Bayfield Street, Suite 400
1 Hume Street, Suite 5
33 Main Street East
60 Bathurst Drive, Suite 6
171 Queens Avenue, Suite 800
344 King Street
201 City Centre Drive, Suite 800
17 Wellington Street
222 McIntyre Street West, Suite 400
187 King Street East
222 Catharine Street, Suite B
80 King Street, Suite 200
979 Alloy Drive, 3rd Floor
200 King Street West, 11th Floor
2555 Ouellette Avenue, Suite 201
It's always scary to make that call, especially when you have no one else to turn to, but the people at Grant Thornton were amazing and can change your life in a matter of days. They are very professional, and they make sure that you make the decision that is in your best interest. I would definitely recommend them if you're struggling.
— Pat S. (London)
I would like to take a moment to express my sincere gratitude to Carla and Braden for their exceptional support in addressing all our concerns and questions. Their professionalism and willingness to assist have greatly contributed to our comfort and confidence in your company. It is evident that we can place our trust in your organization, thanks to the exemplary service provided by both Carla and Braden!
— Anonymous (Thunder Bay)
Don’t let your pride or fear of embarrassment prevent you from calling Grant Thornton. I was ashamed that my finances got away from me. Right from the start the client representative I was working with put me at ease. There was no judgment, no lecture; just support and respect. The representative took the time to listen to my concerns and issues. At no time was there anything to make me feel embarrassed or ashamed. In addition, there was no pressure to commit to them right on the spot. If you are struggling and need guidance, don’t let pride nor embarrassment prevent you from calling them. I will definitely recommend them to others.
— Bill M. (Thunder Bay)
I was struggling with reaching out for help, stressed and worried about being judged for needing financial help but everyone I dealt with at Grant Thornton was super helpful and made me feel at ease and glad that I reached out. They explained options and gave amazing advice. I highly recommend them!
— Brittany D. (Thunder Bay)
Making the choice to file a consumer proposal was a big decision. I had initial concerns and fears which made me delay on getting it done. But once I spoke with Grant Thornton reps, it was a seamless process, and I felt confident with my decision. They were helpful, thorough and informative throughout the whole purpose. They were responsive to my emails and took the time to explain technical things to me. Everyone I spoke with at GT were very professional and friendly. I'm looking forward to getting back on track and feeling empowered again with my finances. If anyone has any hesitations on moving forward with a proposal, I highly recommend you just have a chat with the Grant Thornton team.
— K. Lee (Thunder Bay)
Speak to one of our debt solutions professionals during a free, no-obligation consultation.
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