Money management
18
articles
Mastering the "money talk" as a couple
As dating evolves into a partnership, it’s crucial to tackle meaningful—and sometimes difficult—conversations. One of the most important—yet often avoided—conversations is the “money talk.”
Saving for a rainy day: How to start an emergency fund
We've all been told to save for a "rainy day", but many Canadians won’t have money left over at the end of today. In 2024, 66% of Canadians had to cut back on saving to cover the high cost of living. So, if that’s the reality, why should Canadian's set money aside for a rainy day when they’re still in the middle of the storm?
Do I get paid while on strike? And other financial concerns
From negotiations to the picket line, a strike makes your day-to-day schedule—and your finances—unpredictable. Whether you’re part of a public service, private, or trade union, we’ve addressed four common financial concerns you might have while on strike.
How to read your credit report
When accessing your credit report, the structure and terminology may seem intimidating—but we’ve got you covered. We’ve pulled together a simple guide on how to make a healthy habit out of accessing and reviewing your credit report on a yearly basis.
Price shock: How Canadians are coping with the rising cost of living
Rising costs are taking a toll on nearly all Canadians. However, the impact is felt more acutely by low-income households and those carrying debt. See our insights on how Canadians are coping.
A guide to managing your finances for the newly unemployed
If you've recently experienced unemployment and are wondering what’s next for you financially, we’ve created a guide to managing your finances as newly unemployed.
Avoid overspending with this simple mindset shift
Is a deal really a deal if you’re going into debt? We’ve decoded what makes a ‘good deal’ and how even the best bargains can break your budget.
Buy now, pay later? The real cost of buy now, pay later programs
If you shop online, you’ve likely come across a “Buy Now, Pay Later” option on the checkout page. We’ve broken down the information you need to know before you buy now and pay later.
Should I use my RRSP to pay off my debts?
If you’re thinking about withdrawing from your RRSP to pay off debt, make sure you consider the consequences before deciding to dip into your retirement savings.
What does an interest rate increase mean for Canadians with debt?
To help you understand the implications of an interest rate increase, we’re breaking down why the Bank of Canada made the increase and what it might mean for you.
Family finance 101: A simple way to talk to your kids about money
The benefits of holding a family finance meeting—finding new budgeting strategies, ways to cut unnecessary expenses, reducing financial stress—are countless and the results might surprise you.
5 ways to pay off debt fast
We’ve pulled together 6 of our best strategies that can get you out of debt and back to being you.
The link between mental and financial health
The relationship between your financial and mental health is a close one. Explore tips on how you can manage your finances to improve your mental health.
The top 5 factors that affect your credit score
When it comes to credit, what you don’t know can hurt you. We’ve created a simple guide on how to access, understand, and improve your credit score.
Which spending personality are you?
Have you ever set a financial goal only to let old spending habits take over? Discover your spending personality type to see how you could be held back financially.
8 debt warning signs (and what to do when you spot them!)
Recognizing debt warning signs can help you ditch bad financial habits and prevent serious debt problems. Learn about some common warning signs.
Avoiding tax debt for the self-employed
If you have outstanding income tax debt with the CRA, you should deal with it sooner than later. Options are available to help you overcome income tax debt.
Financial goal setting: 7 realistic examples you can achieve
Setting achievable financial goals gives you a sense of direction, helps guide decision-making, and is a source of motivation.
Take the first step to debt freedom
Speak to one of our debt solutions professionals during a free, no-obligation consultation.
Explore specific debt help topics
I want to learn more about:
Loading