Money management

18 articles
A man and woman hugging and smiling outside surrounded by trees

Mastering the "money talk" as a couple

As dating evolves into a partnership, it’s crucial to tackle meaningful—and sometimes difficult—conversations. One of the most important—yet often avoided—conversations is the “money talk.”
Person holding a yellow umbrella while walking down the street on a rainy day.

Saving for a rainy day: How to start an emergency fund

We've all been told to save for a "rainy day", but many Canadians won’t have money left over at the end of today. In 2024, 66% of Canadians had to cut back on saving to cover the high cost of living. So, if that’s the reality, why should Canadian's set money aside for a rainy day when they’re still in the middle of the storm?
Man with a beard and wearing a yellow shirt holds a megaphone and raises one arm in the air.

Do I get paid while on strike? And other financial concerns

From negotiations to the picket line, a strike makes your day-to-day schedule—and your finances—unpredictable. Whether you’re part of a public service, private, or trade union, we’ve addressed four common financial concerns you might have while on strike.
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How to read your credit report 

When accessing your credit report, the structure and terminology may seem intimidating—but we’ve got you covered. We’ve pulled together a simple guide on how to make a healthy habit out of accessing and reviewing your credit report on a yearly basis.
Two small paper bags filled with groceries representing the rising cost of living in Canada

Price shock: How Canadians are coping with the rising cost of living

Rising costs are taking a toll on nearly all Canadians. However, the impact is felt more acutely by low-income households and those carrying debt. See our insights on how Canadians are coping. 
Newly unemployed man sitting on sofa stressed about his financial situation

A guide to managing your finances for the newly unemployed

If you've recently experienced unemployment and are wondering what’s next for you financially, we’ve created a guide to managing your finances as newly unemployed.
Yellow sale sign in storefront window urging shoppers to spend money

Avoid overspending with this simple mindset shift

Is a deal really a deal if you’re going into debt? We’ve decoded what makes a ‘good deal’ and how even the best bargains can break your budget.
Yellow package lying on a doorstep after being purchased online using a buy now, pay later program

Buy now, pay later? The real cost of buy now, pay later programs

If you shop online, you’ve likely come across a “Buy Now, Pay Later” option on the checkout page. We’ve broken down the information you need to know before you buy now and pay later.
Man seated at computer contemplating using RRSP to pay off debt

Should I use my RRSP to pay off my debts?

If you’re thinking about withdrawing from your RRSP to pay off debt, make sure you consider the consequences before deciding to dip into your retirement savings.
Bank of Canada office buildings with three Canadian flags

What does an interest rate increase mean for Canadians with debt?

To help you understand the implications of an interest rate increase, we’re breaking down why the Bank of Canada made the increase and what it might mean for you.
Father and two kids lying down and smiling after family financial meeting

Family finance 101: A simple way to talk to your kids about money 

The benefits of holding a family finance meeting—finding new budgeting strategies, ways to cut unnecessary expenses, reducing financial stress—are countless and the results might surprise you.
Person standing on the road with a smiley face painted on it, symbolizing the joy of debt relief

5 ways to pay off debt fast

We’ve pulled together 6 of our best strategies that can get you out of debt and back to being you.
Woman sitting on a dock looking at water while struggling with finances

The link between mental and financial health

The relationship between your financial and mental health is a close one. Explore tips on how you can manage your finances to improve your mental health.
Dartboard with yellow dart in the middle symbolizing target credit score

The top 5 factors that affect your credit score

When it comes to credit, what you don’t know can hurt you. We’ve created a simple guide on how to access, understand, and improve your credit score.
Person holding shopping bags after splurging on a sale

Which spending personality are you?

Have you ever set a financial goal only to let old spending habits take over? Discover your spending personality type to see how you could be held back financially.
Woman sitting at a table stressed about financial situation after spotting debt warning signs

8 debt warning signs (and what to do when you spot them!)

Recognizing debt warning signs can help you ditch bad financial habits and prevent serious debt problems. Learn about some common warning signs.
Self employed person seated at a table using a laptop doing taxes

Avoiding tax debt for the self-employed 

If you have outstanding income tax debt with the CRA, you should deal with it sooner than later. Options are available to help you overcome income tax debt.
Two hands holding a yellow piggy bank, symbolizing the importance of financial goal setting

Financial goal setting: 7 realistic examples you can achieve

Setting achievable financial goals gives you a sense of direction, helps guide decision-making, and is a source of motivation.

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