Debt relief in St. John's, Newfoundland and Labrador

Bankruptcy is a legal process that can offer a financial fresh start for individuals overwhelmed by debt. In St. John's, our Licensed Insolvency Trustees provide confidential, judgment-free guidance to help you understand your options and determine if bankruptcy is the right path.

While it may involve surrendering certain assets, bankruptcy also stops collection calls and wage garnishments, giving you space to rebuild. Our St. John's team is here to support you with clarity and care throughout the process.

If you're struggling with debt in St. John's, a consumer proposal may be the right solution for you. This alternative to bankruptcy allows you to consolidate your unsecured debts into a single, affordable monthly payment—often reducing what you owe by up to 80%.

Our Licensed Insolvency Trustees in the area will work with you to negotiate directly with creditors, helping you avoid bankruptcy while protecting your assets. With deep roots in the community and a compassionate approach, our team is here to guide you every step of the way.

• Stop collection calls and wage garnishments
• Consolidate your unsecured debt into one affordable monthly payment
• Zero interest payments or upfront fees
• Protect your assets
• Regulated by the federal government
• Reduce your debt by up to 80%