Debt relief you can trust

Is debt getting in the way? Get trusted debt relief advice from our Licensed Insolvency Trustees. We've helped thousands of Canadians reduce their debt by up to 80% through consumer proposals and bankruptcy.

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Consumer proposal: an alternative to bankruptcy

A consumer proposal is a great option for people struggling with debt who can repay a portion of what they owe.

Learn about consumer proposals

Helpful debt advice

How to budget when your adult child moves back home

Adult children moving back home isn’t just a trend—it’s quickly becoming the norm. While the cost of living continues to climb across Canada, many Gen Z and millennial Canadians are packing up their apartments and returning to the nest as “boomerang kids.”

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What happens if you don’t pay your utility bills in Canada?

If you’re worried about unpaid electricity, heating, or water bills, you’re not alone. But disconnection isn’t immediate, and you usually have options to protect your service while you get back on track.

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How to plan a debt free retirement

Retirement should feel like a reward, not something to stress about. But with the cost of living rising across Canada, more people are tapping into retirement income earlier than planned. A comfortable, debt-free retirement is still possible with the right mix of planning, realistic expectations, and support when you need it.

A couple sits at a table reviewing bills and using a calculator, appearing stressed while looking over financial documents.

What are the risks of instant loans in Canada?

When an unexpected bill pops up or your bank balance hits an uncomfortable low, fast‑cash lenders can seem like a lifeline. Understanding how these quick loans work, and the risks hiding behind the “instant” label, can help you make choices that protect your financial health.

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How much debt is normal in your province?

Having debt is a reality for most Canadians—whether it’s student loans, credit cards, or car payments. But can the province you live in impact the amount of debt you have, and how does it compare to the rest of Canada?

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How much debt is 'normal' for your age?

Different life stages, like being a student, buying a house, or retiring, may mean taking on debt. Knowing where you stand financially can help you decide where to go next on your financial journey. See if your debt is 'normal' for your age.

Helpful guidance from licensed professionals

Don't face your debt alone. As Licensed Insolvency Trustees and debt solutions specialists, we're committed to helping Canadians regain control of their finances through trusted, transparent, and compassionate debt solutions.

60+ Locations
50+ Years of experience
100k+ Canadians helped
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Learn more about Doane Grant Thornton

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Debt happens more than you think

We've helped thousands of Canadians take control of their finances and live happier, debt-free lives.

I can't say enough about what a fantastic experience I had from start to finish.

I was treated with kindness and respect during a difficult situation that was hard to maneuver on my own. I couldn't have made this fresh start without them. The trustees and associates and everyone involved made the experience as seamless and painless as possible. I highly recommend this business if you are struggling financially and need some guidance. I am over the moon pleased with Doane Grant Thornton.

— Angelique W, Vancouver, BC

One phone call changed my life! I can breathe again.

I was waiting so long dreading the call, but I put my shame aside and called. The lady that picked it up was a saint. She made it so easy, and I could tell she cared about me as a person and not a number. Thanks to the Doane Grant Thornton team. Cheers!

— Mik, Passage, NS

Kudos to the staff at Doane Grant Thornton who provided me with the information necessary to make the best possible decision for my circumstances.

They were always available, even during COVID-19, and responded to me with quick and concise answers to any and all of my questions. The kindness I was shown by the staff & Trustee of the Thunder Bay office was unmeasurable. They made my decision one of the best I could have made!

— Donna M, Atikokan, ON

I can’t thank you enough. 110% satisfied.

My debt has been such a huge weight on my shoulders over the last few years. Finally, I made the move to deal with it. I am so happy I chose Doane Grant Thornton, and extremely satisfied and over the moon happy to have their help. They made the process so much easier. Very knowledgeable and always readily available. Thank you so much for all your help.

— Darlene S, Calgary, AB

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A better financial future starts now

Our Licensed Insolvency Trustees and debt solutions professionals will explore your options and help you find the right solution to become debt free.

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Your questions answered

A consumer proposal is a legal repayment agreement negotiated with your creditors to settle your unsecured debt (credit cards, income tax, etc.). Your trustee will work with you to offer creditors a percentage of what is owed, and/or modify repayment terms based on what you can afford.

Debt consolidation and consumer proposals are both ways to simplify debt payments. Consolidation loans combine debts into one monthly payment, but they may have high interest rates and fees, and you must repay 100% of the debt.

Consumer proposals are administered by Licensed Insolvency Trustees and offer lower monthly payments with the possibility of reducing your unsecured debt by up to 80%. They also have more favourable terms with 0% interest.

If you don’t have joint debt, your family will not be affected. If your spouse has co-signed or endorsed your debt, they will be equally responsible. Children aren’t affected by a consumer proposal, and you’ll continue to receive child benefit payments (if applicable).

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