Debt free starts today.™

Debt can happen to anyone. At Grant Thornton, we’re here to help. We offer free, no-judgment, personalized debt consultations and are licensed to administer bankruptcies and consumer proposals. Our team is available via phone, video or in person.

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Begin your journey to debt freedom for free.

A consultation with a Grant Thornton debt professional costs absolutely nothing, and comes with no strings attached. So feel confident about taking the first step. You’ll get helpful answers to your questions, and learn what your debt relief options are.

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Why choose a Licensed Insolvency Trustee.

Licensed Insolvency Trustees (LITs) are the only debt professionals who are federally-regulated and qualified to offer solutions such as bankruptcies and consumer proposals. And when you choose an LIT, you can be certain that you are dealing with someone who has demonstrated they have the knowledge, experience and skills to help you make an informed decision about your finances.

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Common debt questions. Uncommonly thorough answers.

Is there a limited type bankruptcy that will allow me to keep my car?

Nova Scotia February 15, 2018

Hi Gil, thank you for your inquiry. In most cases, if you can afford to continue making payments on a vehicle with a loan it will be unaffected by a bankruptcy filing. If you own your vehicle outright, there are also certain exemptions that can apply to protect your vehicle in a bankruptcy scenario. If you’d like to discuss your specific situation in more detail please feel free to contact us at our toll free number 310-6060 to book a free confidential consultation. Kaitlin

— Kaitlin Verge

if i owe CRA money can you arrange payments so they dont garnish my wages

Prince Edward Island September 7, 2018

Hello Paul,

A bankruptcy or a consumer proposal does include debts owed to Canada Revenue Agency for income tax debts owed. A formal filing will cease any garnishments currently in place by CRA. Please contact our office toll free at 1-888-455-6060 and we can arrange a free, no obligation consultation to discuss the options that are available to you and what each would involve. We look forward to hearing from you.

Sincerely,

Shannon

— Private: Shannon Ferguson

How long does one have to save their bankruptcy papers?

Nova Scotia April 6, 2018

Hi Jody, thank you for your question. We recommend that you hold onto your documents and keep them in a safe place in the instance that you do need them. If you filled a bankruptcy with us we would be to discuss this in more detail, please feel free to contact us at our toll free number 310-6060. Kaitlin

— Kaitlin Verge

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Testimonials

But don’t take our word for it.

With a sigh of relief and release, my life is returning, being enjoyed not feared. I was the same as most, the credit debt I had was out of control. Thank you for showing me the way I needed to go. You cleared all my doubts. I wasn’t sure what I should do, so with that, I say Thank You for helping me through the difficult times that I had created.

— Marlene B., Edmonton, AB
Grant Thornton solved some big problems I’ve had for over a decade. My consumer proposal was complicated by back taxes and a LONG wait for Notices of Assessment from CRA before the submission to creditors could be made. Soon after the proposal submission, it was accepted! Rob was so patient, honest, kind and professional. He is clearly one of the best in the city. He had a depth of knowledge simply unmatched by other insolvency trustees in other firms. Feeling judged, I walked away from another firm before wisely choosing Grant Thornton. Being treated so respectfully and well at Grant Thornton allowed me peace of mind during a time when it was absolutely needed. I can not express the degree of appreciation I have for this service. Thank you! You’ve improved my life significantly.

— Brian, Halifax, NS
I went to see Nicole at the downtown Vancouver office, and I was so relieved to find someone so knowledgeable and professional. I was very embarrassed about my situation, and she made me feel at ease and did not give any judgment. She got me out of a major stressful time. I highly recommend this company.

— Keith, Vancouver, BC