Each person who files a bankruptcy or a consumer proposal must complete two mandatory counselling sessions. Sessions aim to provide you with the right tools and knowledge to help you move beyond your insolvency and step into your fresh start.

It’s required to watch our two-part video series and complete related materials as part of mandatory counselling. Video sessions and counselling materials can be accessed here:

Counselling Videos: Session 1

Click here to access Counselling Videos: Session 1

After you’ve watched Session 1, your next step is to create a budget using the information you’ve learned.

Click here to access the Budgeting Template (PDF version)

Click here to access the Budgeting Template (Excel version)

Remember, you’re required to complete and bring your budget to your first mandatory counselling session with your counsellor. Have your budget on hand by downloading or printing it.

Counselling Videos: Session 2

Click here to access Counselling Videos: Session 2

After you’ve watched Session 2, your next step is to create three financial goals.

Click here to access the Financial Goal Setting Tool (PDF version)

Click here to access the Financial Goal Setting Tool (Word version)

Remember, you’re required to bring your three financial goals with you to your second mandatory counselling session. You and your counsellor will discuss your goals and set a plan to achieve them. Have your goal sheet on hand by downloading or printing it.


You’ll be required to enter your name and email when accessing each counselling session, which allows us to ensure you’ve completed the mandatory counselling videos.