Even though the Canada Emergency Response Benefit (CERB) wrapped up years ago, thousands of Canadians are still dealing with repayment letters, reassessments, and confusion about what they owe. If you’re one of the many Canadians surprised to see CERB debt show up on your CRA account, or you’re experiencing wage garnishments or deductions on government payments, you’re not alone—and you do have options for dealing with CRA debt.
If you've just filed your bankruptcy or consumer proposal, these documents will help you better understand the process and what is expected of you throughout your filing.
If you’re one of the many Canadians juggling bills, debt, and rising costs, the 2025 federal budget (Budget 2025) brings changes that could help ease the pressure. From tax cuts to automatic benefit filing, these measures could put more money in your pocket and make it easier to access the support you’re entitled to—without extra paperwork or stress.
Store credit cards—like those from grocery stores or even coffee shops—can seem like a smart way to save money while shopping. Signing up may earn you bonus points, cash back, or exclusive discounts. But these cards are more than just loyalty programs; they are real credit cards that come with real consequences if they’re not paid.
Personal debt has a way of popping up like weeds—one minute everything’s fine, and the next you’re wondering how things got so out of control. The good news is you don’t have to tackle the cleanup on your own. Licensed Insolvency Trustees are federally regulated, highly trained, and genuinely committed to helping people step out of debt and into a fresh financial start.
Having debt is a reality for most Canadians—whether it’s student loans, credit cards, or car payments. But can the province you live in impact the amount of debt you have, and how does it compare to the rest of Canada?
If you've just filed your bankruptcy or consumer proposal, these documents will help you better understand the process and what is expected of you throughout your filing.
Owning a home is a major milestone for many Canadians. The thought of losing that home after years of hard work is scary—but so is drowning in debt. This leaves many homeowners to wonder: can I file for bankruptcy and keep my house?
Online banking, cryptocurrency, and AI have opened doors to exciting financial opportunities—but it’s also created a playground for scammers. Last year, Canadians lost $643 million to fraud, according to the Canadian Anti-Fraud Centre. Keep reading to learn more about common investment scams and how to avoid them.
Every person's debt situation is different. Our debt repayment calculator can help you understand your debt management options and estimated monthly payments.