I love my life now after completing my proposal. I am no longer running from creditors and I have no stress due to a managed financial lifestyle. Kathleen Haase is a wonderful counsellor with an awesome sense of humour combined with a very professional attitude. Linda Gould helped me with my initial consultation. She was reassuring and encouraging despite my situation. I really appreciated how I felt after speaking with her and knowing that there was an answer to my problems despite feeling overwhelmed initially. Without Linda, I don’t know where I would be. Thanks to the whole team.