Debt help resources

Explore articles and resources that can help you understand debt and the solutions available to you.

I want to learn more about:

Featured Article

Do you owe CERB debt? Here's what Canadians need to know about repayment

Even though the Canada Emergency Response Benefit (CERB) wrapped up years ago, thousands of Canadians are still dealing with repayment letters, reassessments, and confusion about what they owe. If you’re one of the many Canadians surprised to see CERB debt show up on your CRA account, or you’re experiencing wage garnishments or deductions on government payments, you’re not alone—and you do have options for dealing with CRA debt.
Read this article
Featured Article
Person looking stressed sitting at a desk with a laptop, holding eyeglasses in one hand and touching their forehead while working in a bright office setting.

Trending topics

Understanding the bankruptcy and consumer proposal processes

If you've just filed your bankruptcy or consumer proposal, these documents will help you better understand the process and what is expected of you throughout your filing.
Canadian flag waving in front of the Parliament Building on Parliament Hill in Ottawa.

What Canada’s 2025 federal budget could mean for your taxes—and your wallet

If you’re one of the many Canadians juggling bills, debt, and rising costs, the 2025 federal budget (Budget 2025) brings changes that could help ease the pressure. From tax cuts to automatic benefit filing, these measures could put more money in your pocket and make it easier to access the support you’re entitled to—without extra paperwork or stress.

Should I get a store credit card?

Store credit cards—like those from grocery stores or even coffee shops—can seem like a smart way to save money while shopping. Signing up may earn you bonus points, cash back, or exclusive discounts. But these cards are more than just loyalty programs; they are real credit cards that come with real consequences if they’re not paid.
Young woman looking sad with phone notifications appearing behind her saying that she is overdue on bills and her credit limit has been exceeded.

The rising cost of friendship in Canada

Our latest survey reveals that for many Canadians, financial strain is quietly reshaping how we socialize, support, and sustain our friendships.

Latest articles

Two people sit at a table reviewing documents, engaged in discussion in a professional office.

How can a Licensed Insolvency Trustee help with my debt?

Personal debt has a way of popping up like weeds—one minute everything’s fine, and the next you’re wondering how things got so out of control. The good news is you don’t have to tackle the cleanup on your own. Licensed Insolvency Trustees are federally regulated, highly trained, and genuinely committed to helping people step out of debt and into a fresh financial start.
Collage of Canadian landmarks: Lake Louise in Banff with turquoise water and mountains, Peggy’s Cove lighthouse on rocky shore in Nova Scotia, Toronto skyline with CN Tower, and Confederation Bridge over ocean at sunset.

How much debt is normal in your province?

Having debt is a reality for most Canadians—whether it’s student loans, credit cards, or car payments. But can the province you live in impact the amount of debt you have, and how does it compare to the rest of Canada?

Understanding the bankruptcy and consumer proposal processes

If you've just filed your bankruptcy or consumer proposal, these documents will help you better understand the process and what is expected of you throughout your filing.
Couple sitting on the couch at home with a laptop smiling and laughing.

Can I file for bankruptcy if I own a house?

Owning a home is a major milestone for many Canadians. The thought of losing that home after years of hard work is scary—but so is drowning in debt. This leaves many homeowners to wonder: can I file for bankruptcy and keep my house?

4 common investment scams and how to avoid them

Online banking, cryptocurrency, and AI have opened doors to exciting financial opportunities—but it’s also created a playground for scammers. Last year, Canadians lost $643 million to fraud, according to the Canadian Anti-Fraud Centre. Keep reading to learn more about common investment scams and how to avoid them.
Debt help tool

Explore your debt repayment options

Every person's debt situation is different. Our debt repayment calculator can help you understand your debt management options and estimated monthly payments.

White calculator on a light purple background
Two photos side by side. The larger image shows a father grocery shopping in the produce section with his school aged daughter. The smaller image show a woman smiling on the beach wrapped in a yellow towel and wearing a blue hat.

A better financial future starts now

Our Licensed Insolvency Trustees and debt solutions professionals will explore your options and help you find the right solution to become debt free.

  • Free 1-hour consultation
  • Trusted debt advice
  • No judgement
  • No obligation

Loading