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Tips on credit card use

Carefully track your credit card purchases. You will then be able to tell when you have reached your budgeted limit.

  • Always know your balance.

  • Limit the number of cards you have. A credit card (Visa or MasterCard) can be used anywhere. It is easier to manage one card.

  • Save all credit card receipts and compare them to your monthly statement.

  • Out of sight - out of mind! If you carry a card, don't put it where you will see it every time you open your wallet.

» What is a credit rating?

 

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